Best Website for Credit Report?

[adk]

It's been over a year since I've pulled my credit report and I'm due again. Since this stuff changes so rapidly, what do you guys think is the best place to pull a yearly free credit report?

 

[mobilehaathi]

TransUnion, Experian, and Equifax are the three major credit bureaus. You go directly to their websites.

Edit: The folks below are correct in order to get the free ones. Oddly if you go directly to the three websites you can't seem to access the free option. Ugh.

 

[rdowns]

You are entitled to one free report from each of the 3 big reporting bureaus every year. I run one every 4 months.

https://www.annualcreditreport.com/index.action

 

[bradl]

I grabbed this from MarketPlace, which is produced by the Univ. of So. California and American Public Media:

http://www.marketplace.org/topics/y...-guide/how-fix-error-your-credit-report-guide

Where should you go if you want to check your report?

The one and only place to get your free annual credit reports: AnnualCreditReport.com.

"A lot of people get misled by look-alike sites or they put that address into a search engine rather than right into the URL bar and what happens is they get sidetracked to a site that's not the real deal. So you want to go type it in: AnnualCreditReport.com. That's where you will find your three credit reports from the three different credit bureaus," says Weston.

That may help you out as well.

BL.

 

[sdilley14]

You are entitled to one free report from each of the 3 big reporting bureaus every year. I run one every 4 months.

https://www.annualcreditreport.com/index.action

This right here. It won't give you your scores, but I believe this is the only website that truly offers free reports on a yearly basis without having to enter any credit card info or anything like that.

 

[rick snagwell]

creditkarma.com is awesome and free.

 

[sdilley14]

Credit Karma can provide some useful information, but keep in mind that the scores they provide you are not based on the same scoring models that financial institutions use. The score you get off of that website can vary widely compared to your actual TransUnion/Experian/Equifax score.