Many of those applications you list are already down on servers either in the cloud or on premise, not a someone's desktop. No company or institution wants their research, product development, industrial operations, etc. impacted by someone losing a computer or a single computer dying.
Many of those applications also aren’t. There’s a difference between storing data on servers and computing on servers. Much engineering and scientific computing is done on the desktop (or distributed across many desktops using something like LSF) and not on a server.