This has been asked in other forms, but this is a bit different (I think): I am looking for budgeting software, but NOT to manage my checking accounts or savings accounts, etc. Really, I just want to plug in numbers for my expenses, credit card totals and interest rates and minimum payments, car payment and total; etc. Then I want it to crank out the best way to pay all of this stuff. Most of what I see are programs that first and foremost tell me what I am spending money on. I already know that. Any simple, straightforward budgeting software along these lines?