I was burgled recently (first time) and my insurance company (UK) are insisting on me fitting an alarm to the property before they will renew the policy. I need to have one in place before 17 Feb. In addition, it needs to have a yearly maintenance contract in place. I live in London in a one-bedroom first floor flat (that's one floor up for the US folks) - and looking online, many of the systems advertised seem to be suitable for much larger properties so I don't want to end up paying for redundant sensors etc. I'm also wondering about the monitored systems which for £25 a month or so will monitor your alarms and call you and/or the police if the alarms trigger. These apparently now work for smoke too which, living in an older house with other flats, might be attractive. These seem to have a lower up-front cost but then have 3 year monthly contracts. Anyone got any experience with getting alarms fitted? Or with whether the monitoring options are any good? I've read some reports which suggest that the police may only turn up within the hour by which time the burglar would presumably have legged it with my stuff (again). Unfortunately, given the requirement for yearly servicing, I'm guessing that a DIY job won't pass muster with the insurance bods.