See lots of 5S subsidized deals out there. My current situation is I have 4 lines (2 lines eligible for full subsidy, 1 line will be eligible for full subsidy in Sept 2014 and one other line which is eligible for ATT Next since contract was signed before January 18 2014). http://about.att.com/newsroom/early_smartphone_upgrades_now_available_for_att_customers.html I was thinking of just buying a $99 (on contract iphone 5S (or $199 32GB 5s). Pay the $36 activation fee that they may or may not waive this time. Cancel the line and pay the $325. So my total out of pocket expense would be about $450 plus taxes for 16GB iphone 5S (I don't care about losing the phone number since it's a junk line anyways I don't have a data plan on). So $450 "full price" for a $650 iphone 5S isn't a bad deal. Than in September I will pay ATT NEXT full price $650 for iphone 6. That will get me out of my contract (which doesn't expire till October 2015) because of the promo ATT is doing I listed above. And also use one of my upgrades to buy subsidized iphone 6 for $199/299 as well. My other line will expire Sept 2014 as well and I will just upgrade the line and pay the ETF and make small profit selling another iphone 6. I know this sounds a little strange. But this is how to make money off the carriers. I am on the older 700 min family talk plan that doesn't require data plans on non smartphones. So can do this.