Buy a new car or refinance my existing

You mean "slap the short, old, bald guy on the head?":confused:

LOL! Not quite. I was referring to me making any assumption about what others are familiar with. Benny Hill's advice was to never assume anything. If you do, you're making an ass of both you and me. ASS U ME

:)
 
If you decide to sell the truck, you should seriously consider a used car. My mom bought a 2005 Accord with 20,000 miles on it that was less than a year old. She saved a ton of money, and since buying it, it's never had to go into the shop for major service.

If you buy a gently used civic, you can probably be comfortable knowing you won't have to sink money into into it for a long time. That, and you'll save a ton of money versus new.
 
Well, this is just what happens when I forget the old Benny Hill rule.... :)

I seem to have forgotten that one too. Apparently, you've done it again. :D

Oops! I figured the "last post on the page" demon would bite me!
 
If you decide to sell the truck, you should seriously consider a used car. My mom bought a 2005 Accord with 20,000 miles on it that was less than a year old. She saved a ton of money, and since buying it, it's never had to go into the shop for major service.

If you buy a gently used civic, you can probably be comfortable knowing you won't have to sink money into into it for a long time. That, and you'll save a ton of money versus new.

Those cars are amazing. I used to have an Accord some time ago. During my 7-year ownership, it only failed to start on me once, and that's because it needed a new battery (which I should have had replaced). I've been super happy with that car.
 
Those cars are amazing. I used to have an Accord some time ago. During my 7-year ownership, it only failed to start on me once, and that's because it needed a new battery (which I should have had replaced). I've been super happy with that car.

That's awesome. I just bought a 2001 Civic with 68,500 miles on it. I know it's a little old, but I know I'm going to get another 100,000 miles on it easy with very limited maintenance. Hondas are just solidly built cars.
 
^I'm guessing you don't bank with the CU anymore? If anything if you still have a small account there, you're better off taking their much lower rate (my guess is by at least 3%). Most banks will not finance the entire amount of the car.

You are right Teh Don,but is there any way to get full finance of your car.
 
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