Buy phone, or give it back?

Discussion in 'iPhone' started by YouGoGlenCocoa, Nov 9, 2015.

  1. YouGoGlenCocoa macrumors member

    Sep 18, 2013
    Who just buys their phones from at&t or verizon after 12 months of next, or edge or jump or whatever? I bought my 5s for about $175 by paying off the remaining balance last year when i got my 6+. Now im going to get a 6s+ and i owe $299.00 and i was wondering who would buy it out or just give it back?

    Also, i want to buy this phone and my wife's from apple instead of at&t because applecare is included and we can save by opting out of at&t insurance (not worried about loss or theft). Will save us $15 a month.

    ... Does at&t try to do anything stupid? Like, "oh well since you arent leasing your phones thru at&t now you have to pay for your plan and $30 per line access fee instead of $15" or anything like that?

    Any and all help is appreciated
  2. gsmornot macrumors 68030


    Sep 29, 2014
    No, AT&T will not do that. You pay based on bringing a phone or using Next or having a two-year contract which is rare anymore. Your monthly price will remain the same for your devices.

    As for buying, I turned my last phone in versus trying to sell it. Just easier for me. More expensive I guess since I could have bought it out, sold it and came out ahead but I just didn't want to bother.
  3. YouGoGlenCocoa thread starter macrumors member

    Sep 18, 2013

    Thank you for your time! Does it sound stupid to lease two phones with apple to recieve apple care+ for free so i can stop paying the $15 a month for two phone's insurance through at&t?
  4. aneftp macrumors 601

    Jul 28, 2007
    Nothing is for free.

    If u tally the apple care $129 price into the equation. U essentially pay full msrp for the iPhone 6s Plus pay full msrp for Apple care $129 after 24 payments to Apple.

    Also remember u can get Apple care ur self for $129. U can always return Apple care before the 12 months is up and Apple will refund u 50% of Apple care cost.

    So lots of factors.

    If you plan on continually trading ur iPhone in every 12 months. Than the Apple leasing program at around $40.75 a month (includes Apple care) isn't a bad deal assuming iPhone 6s 64gb model. This assumes u trade it in at 12 months.

    Vs ATT next 12 (payments spread over 20 months) at around $42/month (iPhone 6s plus 64gb model). Att only lets u upgrade every 12 months via next at this $42/month price point.

    If u were to do att next 18/24 than if u want a new iPhone every 12 months u would be required to pay more at the month 12 to make up the difference since ur payments are less than the $42 a month (assuming iPhone 6s Plus 64gb model)

Share This Page