I'm looking for advice. We currently have two computers: a 2008 macbook and an older Intel iMac (2006 or 2007 I think). Both are along in years and it's time to get a new one. I'm not in school anymore so I don't need a laptop. I don't play games anymore, ether. I usually only use the computer to access the main program of YNAB and pay bills. Occasionally I print things or mess with photos. Basically I've gone from a power user to I can just do things on my phone in a decade. My wife does a lot more by volume but not by complexity. She saves files for homeschool projects. She uses Pinterest. She plays music. We're basic users now. Most tasks have gone mobile, except what cannot and file storage. I want an iMac. My instinct is to go all out and buy the 21"maxed out (top processor, max ram, and 1tb fusion drive). I know we don't need that now. My thinking is the better computer will last longer (I mean we're going on 7 years for the macbook and 8+ for the iMac.) That and I can't replace the RAM on the smaller screen iMac. If anything can be cut, I think the hard drive could be standard and be sufficient. But it is expensive. About $1000 for the base iMac or about $2000 top end (sans large SSD). Is it worth it? Would we be better off with the low end one and just replacing it sooner? I'm caught in total paralysis analysis.