Out of Warranty 4S replacements are $199, so you save money if you break the phone once... $99+$49<$199. The savings is even more if you break two phones. It's not that people are "that reckless"... stuff happens and personally I'd like to be covered if and when that stuff does happen.Why buy Applecare? Are you that reckless with your phones?
Considering the price difference in the cost of Applecare and the replacement fee, you'd have to damage TWO phones in order to save any cash.
And if I'm reading the terms correctly, there's no guarantee you'll get a 'new' 4S if you had to replace it. (Read: Hello, refurb!)
I'd rather take my chances and worst-case-scenario, I'll try an out-of-warranty replacement for $149, which coincidentally, is the same price as your AC+ and the service fee.
Out of Warranty 4S replacements are $199, so you save money if you break the phone once... $99+$49<$199. The savings is even more if you break two phones. It's not that people are "that reckless"... stuff happens and personally I'd like to be covered if and when that stuff does happen.
Also, when selling, a phone still under AppleCare bumps the value of the phone up A LOT... and with AC+ I can only assume it'll sell more if you haven't used any of those Accidental Damage replacements.Agreed. And it's not always about damage that the user causes, either. Applecare+ gives you a second year of coverage, so if you plan on keeping your phone for more than just one year, that can come in very handy. Home buttons break, phones malfunction... I know a lot of people sell their iPhone every year so they can upgrade, but there's a lot that keep them for the full 2 years (or more).