If the price is too good to be true, then it's probably too good to be true! Imagine that something breaks in a few months. If you've got Apple Care (good move) and return a faulty unit to Apple and it's registered as stolen, then what?
Personally, when I part with significant cash then I want peace of mind that my investment is protected if something goes wrong months from now. That has a value which I would not be willing to trade off for an up front discount. It's not a deal I would do personally.
Nikko