So granted this sounds like a no-brainer - I know that purchasing insurance after the fact is dishonest, but hypothetically speaking: Suppose you purchased an iPad back in April, and recently discovered an ~1cm scratch on the display. Suppose you tried a genius bar appt. to no avail. What's to stop you from purchasing Squaretrade With ADH protection and then filing a claim? It seems like they must have a way of protecting themselves as a company from this... But I can't find anything in their terms. Or if anyone has other suggestions, I'd love to hear them. I've considered calling AppleCare to try my luck with them, but my phone support is expired so I'd either have to purchase AppleCare or pay their per-incident fee for phone support.