When I buy something of a larger magnitude, I like to buy it with cash. I like to pay for it upfront, hand the guy over the money and now own that product. I'm a college student and haven't had experiences like buying a house or a nice car, but when I bought my iPad (wifi.. It's sad I have to clarify bc you know why) and my flatscreen tv I always pay cash upfront. A basal reason is because I don't like owing people things, but the more I got to thinking about it I realized how much it would suck to still be paying off a 1st gen iPad while the second one is on the shelves. I was curious. What do you guys and gals do, and are there benefits to buying things in payments? Does that typically always include some sort of interest unless otherwise specified? Just interested in thoughts and discussion! Cheers!