Can I throttle my payments to ATT?

Discussion in 'iPhone' started by rdcook89, Oct 17, 2012.

  1. rdcook89 macrumors newbie

    Joined:
    Oct 17, 2012
    #1
    Does anyone know if ATT pays a flat rate for each payment? Would it cost them anymore if I broke up my payments for my bill to 20-30 separate payments? They're threatening to throttle my data usage, so I thought I would throttle and slow down my payments to them.
     
  2. rworne macrumors 6502

    Joined:
    Jul 23, 2002
    #4
    Yes, provided you do it with a credit card. They need to pay processing fees.
     
  3. hotsauce macrumors 6502a

    Joined:
    Sep 7, 2005
    #5
    haha. I would like to pay them $150 per month but in actuality cap it at $75. Can I do this?
     
  4. mcdj macrumors 604

    mcdj

    Joined:
    Jul 10, 2007
    Location:
    NYC
    #6
    They might try to tether you, or put you behind 5 bars, requiring you to jailbreak.
     
  5. HCO macrumors regular

    HCO

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    Oct 31, 2011
    Location:
    Memphis,Tenneessee
    #7
    this had me lmao.
     
  6. brand macrumors 601

    brand

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    127.0.0.1
    #8
    Now that is funny.
     
  7. aloecool macrumors regular

    Joined:
    Mar 30, 2011
    #10
    That is actually not a bad idea. I might try it next month and break down my payments and earn some extra per transaction cash back points.
     
  8. Moshe1010 macrumors 6502a

    Joined:
    Jun 27, 2010
    #11
    They pay around 2% per transaction (depends on the card). It doesn't really matter if your pay $5 or $150, the amount they pay at the end of the month would be the same.
    Check if they take cash payments in store, and pay them with pennies.
     
  9. sdfu93, Oct 18, 2012
    Last edited: Oct 18, 2012

    sdfu93 macrumors newbie

    Joined:
    Sep 28, 2012
    #12
    There is typically a per transaction cost, on top of a percentage. AMEX has the highest fees of any credit card. There are stories of people doing this / paying in pennies.

    The upside would be that AT&T realizes the fees and opts to cancel your account, giving you a contract-free phone.

    EDIT: AT&T does accept $0.01 payments via credit card on their website!
     
  10. Jessica Lares macrumors G3

    Jessica Lares

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    Oct 31, 2009
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    Near Dallas, Texas, USA
    #13
    The credit card company would be more worried than AT&T, FYI.
     
  11. MultiMediaWill macrumors 68000

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    Aug 1, 2010
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    Illinois
  12. mikeydeezy macrumors 6502a

    mikeydeezy

    Joined:
    Jun 15, 2010
    Location:
    MN, USA
    #15
    This is correct. You might get a call from your CC company.
     
  13. Fanboi4life macrumors regular

    Fanboi4life

    Joined:
    Sep 16, 2012
    #16
    I spit my coffee out when I read the heading...
     
  14. ericrwalker macrumors 68030

    ericrwalker

    Joined:
    Oct 8, 2008
    Location:
    Albany, NY
    #17
    LSHMSFOAIDMT


    Good one, but I am sure they won't care.
     
  15. Leonard1818 macrumors 68020

    Joined:
    Nov 15, 2011
    #18
    I hope the OP goes through with it just so I can see what happens lol
     
  16. charlieegan3 macrumors 68020

    charlieegan3

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    Feb 16, 2012
    Location:
    U.K
    #19
    Sounds like the best option to me :)
     
  17. rockyroad55 macrumors 601

    rockyroad55

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    Location:
    Phila, PA
    #20
    Hmm I usually use my debit card for bills, but time to break out the AMEX!
     
  18. nostresshere macrumors 68030

    Joined:
    Dec 30, 2010
    #21
    SOME companies pay a transaction fee. Some pay a percent.

    Debit cards are per transaction.

    Whatever you do, make sure you are paid in full by the due date.


    There is a downfall to this whole thing. If a payment gets messed up, trying to reconcile could be a major pain.

    And to be real, you might feel good "stickin it to the man", they would never even notice or care with mega millions of customers.
     
  19. Dwalls90 macrumors 601

    Dwalls90

    Joined:
    Feb 5, 2009
    #22
    Probably one of the funniest things I've read yet.

    Why? You don't collect reward points and your transactions are less secure in case your identity is stolen and unauthorized payments are made! I'm very apprehensive to use my debit card anywhere but to withdraw cash from an ATM or pay my bills.
     
  20. rworne macrumors 6502

    Joined:
    Jul 23, 2002
    #23
    You can always tell them this:

    You can't help it if they are unable to get the full payment because the rate of payment is throttled.

    No rollover data? No rollover payments. They didn't get get everything in the billing cycle? Tough, they lose it.

    You should also charge them roaming fees for doing walk-in payments.
     
  21. willmtaylor macrumors G3

    willmtaylor

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    Oct 31, 2009
    Location:
    A Natural State
    #24
    +1 Internets for you. Thanks for brightening up my busy Thursday morning!
     
  22. Interstella5555 macrumors 603

    Interstella5555

    Joined:
    Jun 30, 2008
    #25
    I had this whole reply written out and then realized how asinine your question actually is.

    Let's say (for the sake of ease) you owe them 100 a month (1200 annually)
    You should pay 12 payments of 100 dollars.
    Instead, you make 20 payments of $60, or 1.6 payments a month to them.
    This does not matter to them, nor will it affect them in any way as long as you pay the full bill on time.

    *This also largely ignores the contract you signed (you read it, didn't you?) that clearly states what your responsibility is and what theirs is. I'm not saying they're right, I'm saying you went in with fully knowledge of what the situation was and did it anyway. you could have walked away and picked a different carrier, signing a contract in your own free will and then complaining about it is beyond ridiculous, no one made you do it.
     

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