I've posted once before, but I have a different scenario and really need help. My friend wants to get the Galaxy Note 3. She has the option of either going in on a 2 year contract or the Edge plan. The family plan she is on has 12GB of data, so they qualify for the $25 off a month. If she just goes with the 2 year contract, she has to pay $299 for the phone, a $30 activation fee, plus the taxes, which are around $30 here in our state. So that brings it to about $360 and some change. Now, if she does Verizon Edge, she has to pay the first months installment (given the full price of the note is 699, divide that by 20 months, and it's $34.99), taxes on the whole phone, which is $68, and then over the course of the other 19 months, she gets the $25 discount which only brings it to technically $9.99 a month. So adding up the $34.99 (1st month's installment), $68 (tax), and $190 ($9.99 x 19), it brings it to about $293. She doesn't really want to upgrade after the 60% is paid off, as she usually keeps the phone for about 2 1/2 years. I'm just wondering if my math is right and it is a better route. Thanks.