I am with Verizon in the U.S. with a device payment plan, and I know they have an upgrade program. However, it does not appear that you can do this online, which is a problem if I want to order at midnight like I always do. Is it in-store only? I considered switching to the Apple Upgrade Program, which would probably allow me to order the phone this time. But then for next year when I upgrade I'd have the same problem, where I have to order in-store, right?