I purchased my AppleCare+ online when I ordered my 4S on the early morning of the 7th. Since then I've been reading a lot of posts about how it's not really worth it being that it's $99 and then additional $49 for each replacement... I'm having second thoughts now and I'm wondering if I can return AppleCare+. I know that AppleCare was able to be returned at anytime for a prorated refund. Is that the same thing with AppleCare+? And since I purchased it online, what would be the return procedure for this?