I payed through MasterCard. I dont have an online account so I had to call, and have the automated system read out my recent transactions... None of them were the amount for the watch. But you definitely aren't wrong. Most people are charged before their watches are shipped. I guess I'm the exception. I'm waiting for another watch, so I keep calling, but no charges have showed up yet
No charges on my credit card either. But I got a receipt from Apple last night. It does take a bit for the credit transaction to show up online, for me at least.