I wanted to use an older iPT with iOS 6 (can't load past iOS 6). I found a free app that works with iOS 6 and went to install it from the app store on the device. Everything is fine so far. Then it stops and wants a credit card for payment. I've installed free apps before in this device and it's never been a problem. It's been a long while, but it never gave me a problem before. Why is it asking for a credit card or any other payment type when it's a free app? They other apps before didn't ask that and they have in app purchases. Also, I've got credit on my Apple account from when I bought an iTunes card, I've used it to purchase music and stuff in the past, why doesn't it take that? The app is a free wifi phone that I wanted to put on the iPT. Skype won't work because it's an older version of iOS. It sucks that a device that cost me some $300 is now nearly a worthless brick It's worse that when I find something that works with iOS 6, I can't install it without a credit card. Doesn't the iTunes cards act as credit?