I called my local At&t store and asked if I could come preorder and they said yes as long as I didn't use a debit card. They didn't give a straight reason why, but I had to have access to a credit card. Which I don't have. The apple website is frustrating me, it keeps telling me my session is expired. AT&T won't let me past the upgrade screen, and the phone lines are full when I call 1800-My-Apple. What the hell is the deal? Why can't I use my debit card? He said even debit cards with the Visa Logo aren't allowed.