My car got totaled Friday night by an elderly lady who rear ended me sandwiching my car between hers and a pickup truck. No one was injured luckily, mine was the worst off between the three. I HAD a Honda Accord sedan and I think the size of the car is what protected me. Anyways, the car was being financed and I made only five payments on the car. I also had gap insurance. Her insurance will be responsible for paying what my car was worth and then the gap insurance will take care of the rest as I understand. Does anyone know how that process works? Also, I had planned on paying off the car in December and that's no longer a concern so I plan on using that to put as a down payment on whatever new car I do get. Is it wise to wait to get the wrecked car paid for before I go out looking for another car? I have a second car to get me around so transportation is not a problem. How did any of you deal with these issues? Thanks!