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unibility

macrumors 6502a
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The limit on Apple Card is kinda crazy... I do use mine, but I doubt the balance has ever been higher than $6,000 or so. It's paid off every month... current balance is a little under $4k.

Credit limit, though, is $22,000. I could get in trouble pretty easily, I suppose!

They're not alone in this though. I have three other credit cards with "limits" of $20k or above, and VERY seldom have even half that as a balance (they all get paid off every month too). The only time I had an issue (on a different card, not Apple Card) was when I'd purchased international flight tickets for 6 people for about $8,000. Combined with my normal balance, I still had plenty of available credit for that.

An hour later we learned that we had to shift the schedule by 2 days - which meant refunding those, and buying $8,000 worth of NEW tickets. Had to use a different card for that purchase, since the refund took a couple of days to come through!
 
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