Cards not supported by Apple Pay

Discussion in 'iPhone' started by imnjs, Oct 24, 2014.

  1. imnjs macrumors member

    imnjs

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    Location:
    Dallas, TX
    #1
    Went to Apple Store today to pick up a leather case and the rep there told me I should pay with Apple Pay and since I haven't tried it yet, I obliged. When I took a pic of my credit card, however, Apple Pay said that the card was unsupported. Wut. Same card I use for the App Store. Isn't the app really only storing the card info to send over NFC? Why would there be restrictions? Smh.

    The card is an Amex btw.
     
  2. deeddawg macrumors 604

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    Jun 14, 2010
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    US
    #2
    No, the app isn't storing the card info.

    Apple Pay is an implementation of the relatively new "EMV Tokenization" payment method that happens to use NFC as the phone to terminal link.

    EMV Tokenization *requires* that the bank at the other end have implemented the systems necessary to support the new tokenization process. If they haven't, it won't work.

    So call up your bank and ask when they'll support it.
     
  3. imnjs thread starter macrumors member

    imnjs

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    #3

    Ah, makes sense. Thanks. Will do.
     
  4. saving107, Oct 24, 2014
    Last edited: Oct 24, 2014

    saving107 macrumors 603

    saving107

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  5. JayLenochiniMac macrumors G5

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    New Sanfrakota
    #5
    If it's a bank-issued Amex card, it may or may not be supported depending on the bank. If you got it directly from Amex, it requires a secondary verification (either text or email on file with them) before it can be supported.
     
  6. AutoUnion39 macrumors 601

    AutoUnion39

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    Jun 21, 2010
    #6
    I have an AMEX serve card from ISIS and it's not working with Apple Pay. But my regular AMEX is fine.
     
  7. 12vElectronics macrumors 68040

    12vElectronics

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    #7
    isis?
     
  8. AutoUnion39 macrumors 601

    AutoUnion39

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    Jun 21, 2010
    #8

    The NFC payment system for Android phones. It was through AT&T TMO etc

    I think they renamed it Softcard or swim thing.
     
  9. deeddawg macrumors 604

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    #9
  10. oddnendz macrumors 6502

    oddnendz

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    #10
  11. Supermallet macrumors 65816

    Supermallet

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    #11
    I also have an AMEX Serve card (not through Softcard, directly from AMEX), and it's also not supported. That doesn't entirely surprise me as it's a prepaid card, not a card with a line of credit.
     
  12. TraceyS/FL macrumors 68040

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    North Central Florida
    #12
    And for more fun, target is launching a RedCard Serve card. Which probably won't be supported.
     
  13. imnjs thread starter macrumors member

    imnjs

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    Sep 27, 2014
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    Dallas, TX
    #13
    Ok yeah mine was the Softcard one as well. Good to know I wasn't the only one lol. Probably because my card still says ISIS :/...


    Kidding.
     
  14. Applejuiced macrumors Westmere

    Applejuiced

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    #14

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