I'll be brief with this post. As we all know, any carrier wants to maintain their subscriber count and if anything increase it. Well, I approached ATT with the "help me help you" speech to see what they can do to keep me as a customer and not switch to TMobile's service. They are offering me good $ to switch, so what is ATT offering to keep me as a subscriber. Long story short, I asked nicely, and I'm now receiving a permanent $50 credit on my ATT Bill by a combination providing services free of charge and reoccurring credits. Which places me at saving 7 or so dollars over what I would have gotten from TMobile. I know I know, still a savings at TMobile. Well, TMobile is not reliable for me, I get no service at my job due to building penetration and a ton of dead spots on my 1hr+ commute home. But, ATT, Verizon or Sprint doesnt have to know that. So give it a try. Good luck!