Cashing out Roth IRA not making any money

[rhett7660]

What financial instruments are used your IRAs?

The general rule of thumb is the younger you are, the more risk you can take, since you're on a long term, big picture type of mode. As you get closer to retirement, moving the money to safer alternatives is typically the advice provided.

As for pulling out the money, it makes little sense, since you'll realize the loss at this point.

This is the million dollar question!

 

[BigPrince]

This is the million dollar question!

that made me chuckle pretty good