Long-time reader, first-time posting. I just ordered my very first Mac yesterday, an Apple Certified Refurbished 2012 13" non-Retina MBP (2.5 i5) with base 4GB RAM and 500GB HDD, and paid $829 for the privilege. It showed up yesterday in the Certified Refurbished store and I could not let it pass, especially when it disappeared for a couple of hours before reappearing. Did I pay too much? Should I even consider Purchasing AppleCare? If I buy AppleCare, should I wait until after I purchase it to upgrade RAM and swap to SSD? This is intended to be primarily a starting-hobbyist GarageBand/Logic Pro X computer with some coding and number crunching, possibly. Thoughts? I doubt I will have buyer's remorse, even if I ultimately overpaid, but I value the opinions I have read here. Thanks for your feedback!