If you're an iOS user, you just add the lock via the Apple Home app and the card will show up in everyone's wallet app who are in your home group. I initially had trouble adding the U400 to Apple Home trying to scan the device QR code. The trick was to tap the '+' plus button, then 'options' and type the Matter code in manually. For whatever reason, scanning the QR code failed every time.
edit: Also, another tip. Once the Home card is in your wallet, go to the card and tap the 'i' (info button) and enable 'tap to unlock', and/or 'unlock on approach' if you want to use the UWB auto-unlock feature. Mine were enabled by default, but everyone else in my family had to enable these 2 features.