Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

Alameda

macrumors 68000
Original poster
Jun 22, 2012
1,511
1,233
Chase has a deal for Sapphire cardholders which make their points worth an extra 50% when purchasing any Apple product. I have two Chase cards, and I was able to transfer the points from one card to the Sapphire card, giving me over 100,000 points.
Using those points, I was able to purchase an iPhone 14 Pro with 256 GB for 77,845 points. Effectively, I paid $778 for the phone, since those points do have a cash value, but the points cost me nothing.

It is an excellent deal and it also applies to most other Apple products.
 
Last edited:
Chase UR points are best spent redeeming for travel. Instead of just a 50% increase in value, you could have doubled that by transferring to a travel partner. Hyatt transfers can potentially earn you even more than double. Spend your points however you want, but you could have easily gotten more value on a hotel or flight.
 
I agree it wasn’t actually free so the title is misleading.
Actually… I pay my credit card bill in full every month. Several times a month. So it did not cost me a dime.

I exchanged a thing of value for a thing of value, and I could have exchanged it for a different thing of value. But that phone did not cost me one penny.
 
Actually… I pay my credit card bill in full every month. Several times a month. So it did not cost me a dime.

I exchanged a thing of value for a thing of value, and I could have exchanged it for a different thing of value. But that phone did not cost me one penny.
I agree that this title is misleading. I clicked on the link thinking you actually got the phone for free... if anything you got your phone at a discount. You accrued enough points to be able to purchase the phone. I also made the exchange for a 14 pro on the weekend. I'm guessing you have the Chase Sapphire Reserve, which comes with a 550 annual and only way you're able to get the 14 pro at the highest discount of 1.5...

Think of it this way... if you go to the supermarket and you see an item on sale where it's buy one get one free. Are you really getting that other item for free or is it discounted? Would you normally pay for that item if it wasn't a BOGO or at a lower cost? Also exchanging a thing of value for another thing of value is still a cost... this is how micro-transactions in video games work. You could have made the exchange for a 14 pro prior to this promotional period right? Maybe you didn't have enough points then, but you decided to wait for this promotional period on Chase. Your points were worth 50% more... you saw more value in your points. I believe there was a tax involved at check out... assuming you paid it with your points as well
 
I agree that this title is misleading. I clicked on the link thinking you actually got the phone for free... if anything you got your phone at a discount. You accrued enough points to be able to purchase the phone. I also made the exchange for a 14 pro on the weekend. I'm guessing you have the Chase Sapphire Reserve, which comes with a 550 annual and only way you're able to get the 14 pro at the highest discount of 1.5...

Think of it this way... if you go to the supermarket and you see an item on sale where it's buy one get one free. Are you really getting that other item for free or is it discounted? Would you normally pay for that item if it wasn't a BOGO or at a lower cost? Also exchanging a thing of value for another thing of value is still a cost... this is how micro-transactions in video games work. You could have made the exchange for a 14 pro prior to this promotional period right? Maybe you didn't have enough points then, but you decided to wait for this promotional period on Chase. Your points were worth 50% more... you saw more value in your points. I believe there was a tax involved at check out... assuming you paid it with your points as well
So tell me how much I paid.
 
Your a phony OP. Click baited me again.
I did not mean to trick anyone. There’s a great promotion right now for Chase cardholders.

You can call me all the names you want, but tell me how much I paid for the phone. $1? No, I did not pay $1 for the phone.

I could have converted my points to cash, and if we look at it that way, the 77,845 points were worth $778.45 in cash (tax & shipping), which is still the best price I could find for an iPhone 14 Pro with 256 GB. When I went to my carrier, they wanted over $1,200 for that phone.
 
I did not mean to trick anyone. There’s a great promotion right now for Chase cardholders.

You can call me all the names you want, but tell me how much I paid for the phone. $1? No, I did not pay $1 for the phone.

I could have converted my points to cash, and if we look at it that way, the 77,845 points were worth $778.45 in cash (tax & shipping), which is still the best price I could find for an iPhone 14 Pro with 256 GB. When I went to my carrier, they wanted over $1,200 for that phone.

Change the title of your post if you are sincere then.
 
So tell me how much I paid.
I don't know... I find very few things in life actually free. If I got a bonus from my job and it covered the cost of a phone was that phone free? I have no guarantee of getting a bonus, but I was rewarded for my efforts. You're working your credit cards benefits for a bonus. I can credit card hop and sign up for all the bank promotions, but the points or dollars I get as a bonus I view them as a form of currency where I'm spending it in exchange for something else.

I have had CSR since it was released... I have spent thousands to accrue the amount of points I have. At no point have I thought I'm exchanging my points for something else to cover the cost of something means that it's free just because out of pocket my net spending at that moment is $0.
 
I don't know... I find very few things in life actually free. If I got a bonus from my job and it covered the cost of a phone was that phone free? I have no guarantee of getting a bonus, but I was rewarded for my efforts. You're working your credit cards benefits for a bonus. I can credit card hop and sign up for all the bank promotions, but the points or dollars I get as a bonus I view them as a form of currency where I'm spending it in exchange for something else.

I have had CSR since it was released... I have spent thousands to accrue the amount of points I have. At no point have I thought I'm exchanging my points for something else to cover the cost of something means that it's free just because out of pocket my net spending at that moment is $0.
Ok, but in that event, there is no such thing as a free iPhone. Which is a reasonable philosophical or economic argument.

For instance: You walk into the Apple Store and the manager walks up to you and says, “Congratulations! You’re out 10,000th visitor and you’ve won a free iPhone”; and he puts it in your hand.

Is it free? Well… you’re still liable for income tax and you could sell it for $1,000, so you’re giving up $1,000 by keeping it, just as I gave up the opportunity to have $780 by using my points.

Or, you could just say that it’s free. Kind of like my phone. Free.
 
56FE4200-9F15-4D6D-A377-24104DE53D0E.gif
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.