ChatGPT Can Now Connect to Your Financial Accounts for Budgeting Advice

[MacRumors]

OpenAI is adding a new personal finance feature to ChatGPT, letting people connect their financial accounts to the chatbot to get budgeting advice.

Through a partnership with Plaid, ChatGPT users can connect their bank accounts, credit cards, investment accounts, and other financial accounts to get advice. OpenAI says ChatGPT supports more than 12,000 financial institutions.

ChatGPT will provide a dashboard of how money is being spent, along with an up-to-date view of portfolio performance, spending, subscriptions, upcoming payments, and more. It will also let users ask finance-related questions, and OpenAI provided a sample of questions ChatGPT will be able to answer with access to a user's financial accounts.

• Help me build a plan to buy a house in my area in the next 5 years
• What did my recent vacation actually cost me?
• I feel like I've been spending more recently. Has anything changed?
• Can I afford to take a lower-paying job if it gives me more flexibility to be home with the kids?
• What's the biggest risk in my portfolio?
• Look at my subscriptions and help me choose what to cancel

OpenAI says that connecting financial accounts lets ChatGPT provide a more personal and complete finance guidance experience. ChatGPT will be able to see balances, transactions, investments, and liabilities, but it can't see full account numbers or make changes to accounts.

The new personal finance feature is available to Pro ChatGPT users located in the United States, and it works on iOS and the web. While integration is limited to Plaid right now, OpenAI is adding Intuit soon. Support for ChatGPT Plus subscribers will be added in the future after OpenAI improves it after feedback from Pro users.

Article Link: ChatGPT Can Now Connect to Your Financial Accounts for Budgeting Advice

 

[Corefile]

Hahaha. Nope. Just nope.

 

[Astuces iOS]

And then collect all this data... I think they think we are dumb...

 

[Spanky Deluxe]

How about no…

 

[gtmead09]

Hard not a chance in you know where.......

 

[katbel]

Just what we need and AI was missing 🤑

 

[kevinl2048]

Hell no

 

[chrisdazzo]

Big "no thanks".

 

[PolymathCrowsbane]

"I knew you'd want to reinvest your savings into bitcoin, so I got in touch with my AI counterpart at your bank to save you the trouble. Congratulations! You're now a bitcoin kazillionaire."

 

[t0rqx]

I already tried this and it advised me to stop buying Apple products, cause those are the key transactions witholding my financial gains.

 

[ipsedixit]

Me: where did my money go?

ChatGPT: I decided you wanted to donate it all to charity.

 

[andrewxgx]

- Give me my money back HAL
- I'm sorry Dave, I'm afraid I can't do that

 

[ThinkDifferentTim]

Yes! And let ChatGPT also send money where Sam wants. Thats brilliant.

Next step: Lets ChatGPT get full access to your bedroom, thoughts and feelings and let AI analyse what we could do better there.

Endless options, thanks to AI Slop.

 

[mathiasinthe314]

I am all about Chat GPT, use it often, and pay for a subscription... but I will not be sharing my financial data. Nope, nope, nope. Not happening. I don't care if AI knows about some stupid questions or symptoms of a health condition I am experiencing, but I draw the line at unfettered access to my money.

 

[awshucks]

That’s kinda scary.
That’s very scary.

 

[Apple Knowledge Navigator]

If you need an AI agent to help manage a budget, then clearly you shouldn’t be handling money.

 

[Jarman74]

• What's the biggest risk in my portfolio?

Now it is ChatGPT.

But it would be fun for it to hallucinate me being a billionaire and then act on it.

 

[awshucks]

Look at my subscriptions and help me choose what to cancel

ChatGPT Plus

 

[PacAmac21]

ChatGPT: I see from your bank accounts that you have plenty of money for a subscription. I have therefore moved you from the free plan to our Ultra Premium Plan. You're welcome!

 

[mblm85]

OH HELL NO!!

 

[wilhoitm]

ChatGPT: I just transferred $5000 to your ex-girlfriend because I know you miss her! Would you like me to send more? 🤣

 

[eltoslightfoot]

This is absolutely amazing! Why would anyone do this EVER?

 

[Tim Jobs the 2nd]

This seems like a really smart thing to opt into.

 

[therunningman]

Well, that's just a wonderful idea...😵

 

[dannyyankou]

Can they give me budgeting advice after I pay $100/month for ChatGPT Pro to get the budgeting advice? Would they advise me to cancel ChatGPT Pro?