Does anyone know of cheaper insurance options other than AppleCare to insure my incoming new iPad? I've always felt like extended warranties were huge ripoffs, but I know that I'd become enormously upset if I somehow messed up the Retina Screen, and had to pay for a replacement out of pocket. I used my iPad 2 often enough anyway... I believe I read on this forum about cheaper insurers something like $60 initial buy-in with a low deductible. Does anyone have any personal experience to tell of with non-Apple insurers?