So apple charges $499 for the 32gig if you are only eligible for a partial upgrade. How about since the old ETF fee is $150 pro-rated at $4 per month you have service, just canceling your old service and signing up for a new contract. Either way your signing up for a new contract, but at least with canceling the old contract you only end up paying $450 at the most and for someone like me who has been on AT&T for about a year its $400. Of course when doing this you ask to save your old number and then just do the 2g unlimited data work around http://forums.macrumors.com/showthread.php?t=960093. What do you guys think?