Looks like Circle K has joined the misguided MCX member ban of NFC payments. I went to make a purchase there this morning, and when I went to hold my iPhone up to the reader, the girl said, "We are not allowed to take that!" and actually tried to put her hand in between the phone and the reader! She was too slow, however, and I the transaction completed on the iPhone side, but was declined. The final irony? She explained that they don't accept Apple Pay "due to credit card fraud"! So, I've added Circle K to the list of places I won't be frequenting. Presumably the entire list of MCX merchants can be added now.