College = Expensive = "I'm a college student" cliche

[poppe]

this all makes me glad my dad is debt free we own everything in the house, and that i'll come out of uni debt free, my dad is covering my tuition fees (1700 a year) and my liveing costs, and basically everything, it's awesome, (disclaimer, i'm not rich, my father is just financially sound)

So is my girlfriend... Makes me a little stressed when I can't afford a school thats 25,000 a year and her parents who are financially sound are able to help pay for a 40,000 a year school...

I should have moved back with my father who is a farmer... then I would have screwed the government in to giving me some money instead of some future drop out...

 

[Merc248]

I really hate having to take out an egregious amount of private loans. Sure, it's great that my school automatically pays $12,000 out of the $24,000 tuition for me, but well, the rest are practically all loans.

Hearing stories of fresh college grads defaulting on their loans and having their entire lives ruined scares the **** out of me. I'm hoping I find myself in grad school and eventually become a professor so I can kill those loans quickly.

 

[poppe]

I really hate having to take out an egregious amount of private loans. Sure, it's great that my school automatically pays $12,000 out of the $24,000 tuition for me, but well, the rest are practically all loans.

Hearing stories of fresh college grads defaulting on their loans and having their entire lives ruined scares the **** out of me. I'm hoping I find myself in grad school and eventually become a professor so I can kill those loans quickly.

Thats acctually not that bad of a loan...

I think I heard that if you keep going on with schooling you can push paying off your loans even further if you get a good loan company.

 

[63dot]

I really hate having to take out an egregious amount of private loans. Sure, it's great that my school automatically pays $12,000 out of the $24,000 tuition for me, but well, the rest are practically all loans.

Hearing stories of fresh college grads defaulting on their loans and having their entire lives ruined scares the **** out of me. I'm hoping I find myself in grad school and eventually become a professor so I can kill those loans quickly.

some research fields will pay for grad school because they help the whole of society and most of those research jobs don't pay well and the student would never be able to pay back anyway

medical phd/md, medical anthropologist, etc and some others are paid for in part or full by the national science foundation

 

[Merc248]

What about a math researcher?

I'm planning to study mathematics in graduate school... I heard TA-ship pays for tuition as well.

I'm not really worried about the federal loans, it's mostly the private Sallie Mae loans that I have that worries me, especially after reading http://www.studentloanjustice.org.

I'm really trying to get into University of Washington here in Seattle (I'm attending a private university right now), though they've become ridiculously competitive recently... tuition there is like $5,000-$6,000 per year. ;x

RANT:

I really hate it whenever I see people with a full ride to college blow off their parents money by partying and drinking all the time. It's ****ing ridiculous.

 

[63dot]

RANT:

I really hate it whenever I see people with a full ride to college blow off their parents money by partying and drinking all the time. It's ****ing ridiculous.

guily here

i did that in my late teens and early 20s, and not only did i party, i chose the major that required the least reading, the least writing, and the least math, and that was a business major

as undemanding as that major was, and the least demanding major in the whole school time wise compared to engineering, architectural, and agriculture science majors, i still managed to mostly mess around and get 2 1/2 years done of units in 4 years...like many of those party people, i finished up later as an adult...some ex-partiers got married and went to work and never went back to college (but the one thing most of us party types had in common was that our parents had the idea that we go to college, not us)

i always respected the kid who was at college to study and get a degree, and more importantly, to learn and stretch their minds

and some kids already knew what they wanted at a very young age, and being california, dropped out of college and started a computer or software company which was the story of legions of 19 and 20 year olds in what would be the new california dream for young people following the hippies and gold miners before them (including one steve jobs)

 

[seenew]

I stopped buying books after my freshman year. I realized that I could either get by without them, or they were merely supplemental to what the instructor was saying in class. Ended up with a 3.4 GPA even without the books for 80% of my classes. Then again, I took one math class during my 4 years, so your mileage may vary.

Yeah, I'm about to start my freshman year at the Savannah College of Art and Design, and I don't think books will be all that much of a problem (I'll probably be able to test out of the only required math, and there's only like lit/English besides that as far as academics), but art supplies! Oh man, I've heard horror stories.
Luckily, I've got a $15,000 loan, so I don't have to worry about the money right now. However, I'll be about $60,000 in debt when I graduate! YAY!
(keep in mind I've got the highest scholarship offered by the school [$15,000/yr], along with Georgia's HOPE grant [$3000/yr], Georgia Tuition Equalization Grant [$1000], and other scholarships [~$2500]) SCAD is EXPENSIVE.

 

[4409723]

Yeah, I'm about to start my freshman year at the Savannah College of Art and Design, and I don't think books will be all that much of a problem (I'll probably be able to test out of the only required math, and there's only like lit/English besides that as far as academics), but art supplies! Oh man, I've heard horror stories.
Luckily, I've got a $15,000 loan, so I don't have to worry about the money right now. However, I'll be about $60,000 in debt when I graduate! YAY!
(keep in mind I've got the highest scholarship offered by the school [$15,000/yr], along with Georgia's HOPE grant [$3000/yr], Georgia Tuition Equalization Grant [$1000], and other scholarships [~$2500]) SCAD is EXPENSIVE.

Well done getting in there, looks pretty impressive on Wikipedia. The loans and financial support I'm getting from the government really help make university much more enjoyable and let me spend much more time learning rather than getting a job to support myself.

PS. If I had epilepsy I would be having a fit right now thanks to your site.

PPS. If you wouldn't mind I'd love to use your Speed of Life II or Undoing as my background picture if you had them at 1024x768.

 

[azzurri000]

Well done getting in there, looks pretty impressive on Wikipedia. The loans and financial support I'm getting from the government really help make university much more enjoyable and let me spend much more time learning rather than getting a job to support myself.

PS. If I had epilepsy I would be having a fit right now thanks to your site.

PPS. If you wouldn't mind I'd love to use your Speed of Life II or Undoing as my background picture if you had them at 1024x768.

I checked out seenew's site... impressive stuff I wish I had that much skill!

As for myself, I'm also a college student, hoping to switch into architecture... I'm going into my second year, and I'm afraid that I'll be stuck in school forever! I can afford my tuition with the aid of loans, but I'm fearful of the interest rates once I graduate...

 

[63dot]

, but I'm fearful of the interest rates once I graduate...

why, don't you trust the super booming comeback economy under our most respected W as reported by unbiased paul harvey?

 

[poppe]

why, don't you trust the super booming comeback economy under our most respected W as reported by unbiased paul harvey?

Hahah. Still though. Educational loans have some of the lowest intrest rates. I'd be more worried about the other loans you owe if you owe any (to poster above yours).

 

[CubaTBird]

college is where its at berrooooos'.. woot.

 

[azzurri000]

why, don't you trust the super booming comeback economy under our most respected W as reported by unbiased paul harvey?

Hahaha.... I'm actually Canadian, but I can somewhat relate

To poppe: Nope, no other loans, but I'd like to graduate as debt-free as possible...

 

[63dot]

Hahaha.... I'm actually Canadian, but I can somewhat relate

To poppe: Nope, no other loans, but I'd like to graduate as debt-free as possible...

i think going debt free for most people, like my wife and i, makes the most sense in hindsight, decades later

she could have gone to SUNY system (any one of 64 state funded schools) to study art at 5X cheaper than a private art school which she is still paying for 20+ years later, and my last 1 1/2 of college was at a private university which was 10x the price of a california state university school...and some of that schooling i did in the early 90s still remains on my stupid credit card

in the end, school is what you make of it, and unless you are going to harvard or some ivy, take the public university route

statistics will initially show that the private university students reach a higher socioeconomic position than public unversity students, but it's not much in part to the private university they went to, or even the connections they got there which can sometimes be great, but because they already came from richer families to start with and came into money (where 2/3rds of millionaires in the usa come from) through inheritance and other asset transfers during and after the parent(s)' lifetime to the student (whether he/she graduates or not)

so after all that if you really want that certain private school education, and still need loans, scholarships, and grants to do it, go for it but realize that most will still be paying for the loans for a long time over the long term

 

[poppe]

Hahaha.... I'm actually Canadian, but I can somewhat relate

To poppe: Nope, no other loans, but I'd like to graduate as debt-free as possible...

Oh yeah I understand that you'll want to graduate debt free, but then you'll need a car (perhaps) and then your might want a house (perhaps) and so it all adds up...

I'm just saying if you do end up with other loans the college ones will be the least of your worries since most other ones will have a higher interest. That said, if you already have all the things you need then well I tip my hat.