I'm going to be graduating college next semester with a degree in Product Design. I am going to be applying all over, and am not really worried about finding a job in my field (the perfect job... no, but a job in general to get out there with... not too worried about that) and I'm not THAT worried about being able to make my loan payments. Although I know I definitely want to pay off as much as I can each month so I will pay a lot less interest. Anyway... that's not the point. I was just curious about other people who graduating college with loans and what type and how much they ended up graduating with. Perhaps this is a sensitive topic for some people, but for anyone who doesn't mind contributing. I'm just curious. I come from a fairly well to do area, and a very very tiny percentage of people I know actually had to take out loans for school. I however have about 40k in private loans (that are going to be consolidated into one lower interst loan as soon as I can send in the paper work [have to wait until a month before I graduate to get that in the works with my loan people]) that I will have to pay off after I graduate. How about anyone else? Oh and for anyone who's been there and done that, paid off their loans or are on their way to being done... any suggestions to make the process better/faster/less painful? I'd love any input.