Hi all,
I've just come back from the bank having discovered that when taking payment for my iMac, Apple have "earmarked" (secured funds to leave my bank account) double the amount they were supposed to. As a result, my bank account is in negative numbers and upon trying to use my bank card to buy lunch for a friend, the card was rejected and I found myself unable to withdraw any funds. Upon calling Apple they had confirmed for me that they had taken two amounts (two amounts of £649, resulting in my bank account being minus £1,298. According to the apple representative, they had taken the amount twice because the first amount had "failed" (the rep was quite vague as to what this meant) to leave the account (despite the bank confirming the funds were in the account when I ordered the computer).
Unfortunately, because of this I have not only had to use my backup credit card to pay for essentials (shopping, fuel etc) but I have been unable to use my bank account and have had to transfer money from a savings account to make sure I have enough bills to pay before the money is "released" and put back into my account. I was told by the Apple rep that the second £649 will be paid back to my account within 3-4 days, but it is down to my bank as to when this will happen. I personally do not believe it should have happenned in the first place.
I will be of course writing a letter of complaint to Apple. I was wondering if there is any advice anyone can give me as to what to say, whom to address it to etc etc? As you can imagine this ordeal has caused me a great deal of stress as I have not been able to access money and do not wish to use my credit card (which incurs interest).
Cheers guys
I've just come back from the bank having discovered that when taking payment for my iMac, Apple have "earmarked" (secured funds to leave my bank account) double the amount they were supposed to. As a result, my bank account is in negative numbers and upon trying to use my bank card to buy lunch for a friend, the card was rejected and I found myself unable to withdraw any funds. Upon calling Apple they had confirmed for me that they had taken two amounts (two amounts of £649, resulting in my bank account being minus £1,298. According to the apple representative, they had taken the amount twice because the first amount had "failed" (the rep was quite vague as to what this meant) to leave the account (despite the bank confirming the funds were in the account when I ordered the computer).
Unfortunately, because of this I have not only had to use my backup credit card to pay for essentials (shopping, fuel etc) but I have been unable to use my bank account and have had to transfer money from a savings account to make sure I have enough bills to pay before the money is "released" and put back into my account. I was told by the Apple rep that the second £649 will be paid back to my account within 3-4 days, but it is down to my bank as to when this will happen. I personally do not believe it should have happenned in the first place.
I will be of course writing a letter of complaint to Apple. I was wondering if there is any advice anyone can give me as to what to say, whom to address it to etc etc? As you can imagine this ordeal has caused me a great deal of stress as I have not been able to access money and do not wish to use my credit card (which incurs interest).
Cheers guys