I just recently (May 2008) got a contract with AT&T. I am on a family plan with 2 regular phones and 1 smart phone (1st gen. iPhone). I have a regular phone (LG Shine). I'm confused. Do I have to wait until my contract is over, which is 2 years from now, buy the phone at $400 like the previous iPhone, or get it at $200 or $300. Also, how much will the plan increase? We already have an unlimited data plan for the 3 phones.