My License and State ID matches the address on my credit card. However, I'm an authorized user on my mom's account who lives in Miami. My line is on her account. I don't have a utility bill in my name where I live. i do have car insurance in my name does that count? My parents live in Miami do i have to have a utility bill from them? highly confused. I do have utility bills in my name but they are older than 90 days.