I'm upgrading my iphone 4s to a 6s but am confused on what route to go (2 yr. contract vs. month to month). Couple questions for you guys... 1) I'm currently on a verizon family plan paying $20/month line access fee. That will change to $40/month if I go on a 2 year contract, but will stay $20/month if I'm on a month to month device payment plan correct? 2) best buy is offering a deal through today, 64GB 6S for $100 with 2 yr. contract. This sounds like a good deal, but my line access fee will go up to $40 a month and then I have a one time upgrade fee on top of this. 3) wasn't apple offering free apple care + with a device payment plan? It doesn't show it on their website though.