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I made my decision I stay with Att (I have both now)
Here is t-mobile native coverage, if you are in roaming, you have only 50 Mb per month

https://maps.eng.t-mobile.com/pcc.html?map=mvno-noroam-2

May be they come with LTE12 in a handful of markets, but I need my phone when I need it. Opened 3 contracts with Att. For international travel I'm going to open an iPad line.
 
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Just exactly what will pass as a trade in phone for the ETF reimbursement? Could it even be from another carrier?

When I did it, it needed to be an AT&T phone (for my AT&T contract), but it didn't have to be THE phone I was using with AT&T. An old AT&T Nokia dumphone I found in a drawer was sufficient.

Also, what if I don't want to buy the iPhone from T-Mobile but a cheap one to qualify for the ETF offer?

That also worked in my case.

If you buy their cheap ($60 not that cheap) flip phone, does it come with the 3 in 1 sim, or would it only come with a full size sim?

It might come with a SIM that won't fit in your phone, but as long as the T-Mobile rep you sign up with is accommodating (most are), they'll complete the activation with that SIM, then switch over to a different nano SIM.
 
I will also say that ATT is upgrading their rural area coverage.

My personal experience has been in the Huron County area in Ohio.

Visiting the family that lives about 5 miles outside the nearest city with cellular coverage used to be the most aggravating experience. I would register 1 bar of signal, and no data icon whatsoever. The one bar wasn't strong enough to make a phone call.

About a year ago this suddenly changed and visiting the family there I now get 3-4 bars of signal consistently with a connection of LTE.

Traveling from their home to the Cleveland Airport I would register usable signal about 60% of the trip(about 50 miles on a lot of country roads). Now, I can use the phone and data all the way onto the plane.

The family has 5 devices on one account with Verizon and can barely use their phones while at home. After seeing my experience, they are ready to jump ship to ATT.

Point being, ATT and other carriers understand they need to be usable and very good in as many areas as they can to win the cellular wars. If you aren't happy with your service, check friends with different carriers or call your provider to see if upgrades are in the near future.
 
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