Credit Card iPhone Insurance

Discussion in 'iPhone' started by Tazzy531, Jul 5, 2007.

  1. Tazzy531 macrumors member

    Jun 28, 2007
    AT&T nor Apple currently provide insurance for the iPhone yet.

    However, this doesn't mean that you are out of luck if your phone is lost, broken, or stolen. Depending on which credit card you use to buy the phone, you may have coverage on the iPhone.

    Citi Gold / AAdvantage World MasterCard
    Buyer’s SecuritySM 1, 2
    Most purchases are protected against theft, fire and accidental breakage up to $500 for up to 90 days from the date of purchase.
    Extended Warranty3
    The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most of the items purchased with your card. 
    Extended Warranty / Buyer's SecuritySM
    Buyers SecuritySM coverage (limited to $500 per occurrence and $50,000 per cardmember, per year) is excess coverage and is underwritten by Triton Insurance Company. Extended Warranty coverage (duplicates the manufacturer or store warranty up to a maximum of 12 months on most items you purchase and is limited to the lesser of the amount charged to your card or $10,000) is underwritten by Virginia Surety Company, Inc. For both benefits, certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

    American Express
    When an American Express Cardmember charges a covered purchase with his or her Card account[1], the Purchase
    Protection Plan protects that item for 90 days from the date of purchase if it is stolen or accidentally damaged,
    including vandalism. (Lost items are covered for Platinum and Centurion Card members). The coverage is limited
    to $1,000, per Occurrence ($10,000 per Occurrence for Platinum and Centurion Card members), up to $50,000 per
    Cardmember account per policy year, and is in EXCESS of other sources of indemnity.

    Note: For both instances, items stolen from a motorized vehicle are not covered. So don't leave your iPhone in your cars.

    Please submit other credit cards that have coverage on the iPhone.
  2. wstohner macrumors member

    Apr 20, 2004
    AMEX also extends the warranty for a year. My life. My card. My iPhone. :)

Share This Page