We're all laying down a lot of plastic this time of year, so we may not pay as much attention to our bills we might otherwise. If you aren't looking very closely, you could easily miss fraudulent charges of the kind which seem to be going around a lot lately. I was paying my November business Visa card bill a few days ago, when I noticed a strange $0.13 charge from a company called GFDL in Texas. An 800 number was next to the name. First thing I did was google the phone number -- turns out hundreds if not thousands of people have been charged small sums on their cards from this merchant account. The 800 number does not work, of course. Presumably, these are probing charges. If you don't notice the small charges, the next is a big one. I called the bank and had a new card issued. (This is the second time in a year that this account has been compromised!) A couple days later, Discover called to ask me about charges made to my Discover Card. They were big ones, more fraud. Anyway, the lesson is, no charge is too small to be serious fraud. Check your statements carefully!