Credit Check? I have 5 phones on AT&T!

D

davidlw

macrumors 6502a
What is this about a credit check? I have 5 phones on AT&T already, isn't that good enough. Sheeeeeez. We don't need no stinking Credit Checks.
 
then you should be fine, all carriers issue credit checks to new customers, you're not a new customer, so there is no need.
 
no problem, that being said though, i believe a carrier can place a limit on how many lines you can have under your name, but you'd have to call ATT to find out if you have a restriction like that.
 
So does this mean if after credit check and you're not qualified then you can't get an iphone? :eek: that sucks :mad:, getting in line and then finding out you can't get the iphone because of it :(. how did it work before when they had in home activation on older iphone? did it do some kind of credit check? :confused:
 
no it means if you have bad credit then they will require a deposit. the lower the FICO score the more money they will require for your deposit.
 
edtorious said:
So does this mean if after credit check and you're not qualified then you can't get an iphone? :eek: that sucks :mad:, getting in line and then finding out you can't get the iphone because of it :(. how did it work before when they had in home activation on older iphone? did it do some kind of credit check? :confused:
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Alternately, they disqualify those who post in Comic Sans. ;)
 
The deposit is directly reflective of how bad the credit is. If you have a couple of minor hits, it will probably be around $100; if you have a bunch of bad stuff, it could be upwards of $500.

It all depends.

Yes, the first iPhone had a credit check as well. You could do it in the store before you bought the phone and they would give you a number to enter into iTunes when you activated. Your other option was to take the phone home and leave it up to chance whether you would have to pay a deposit or not and do the credit check through iTunes.
 
They're just trying to over their butts and make sure you can make the monthly service payments...

If it looks like you have a bad credit score, they make you put down more of a deposit. If you miss payments, they pull it from your deposit...
 
CrazEtooN said:
The deposit is directly reflective of how bad the credit is. If you have a couple of minor hits, it will probably be around $100; if you have a bunch of bad stuff, it could be upwards of $500.
Click to expand...

I also believe if you have NO credit the deposit would be around $500.
 
I believe AT&T requires a "pint of blood, your firstborn and then $250-$500!" In that order. You should do like my son; he pays nothing for his iPhone, and his wife pays nothing for her BB. Gawd, blood must be thicker than the phone bill?
 
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