First off, how is this obvious to the user. When the phone turns off it goes back to the default card.
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Curve Pay Launches iPhone NFC Payments as Apple Pay Alternative
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Isn’t it weird how after sending something to an alternate address, Amazon reverts to my default shipping address.
I think after decades of e-commerce most people understand what a default payment source is.
Yeah I really don’t understand the issue here. If Apple Pay didn’t revert back to the default card as a default for each transaction (as the name suggests
), an overwhelming majority of users would be complaining and understandably so.
In most circumstances I would agree but in this case I’m more worried about ending up in a streaming services situation where each wallet app would get their own exclusive set of cards and I’m forced to choose between the user experience I like and the cards I like.
To its IP? Or to my phone maybe? It’s choice for the user. The owner of the device. It’s nothing but great. And if Apple weren’t playing dictator there would be no regulation. As they barely comply it will only get worse.
It’s my own view as long as a company is adhering to current laws let them do what they want. The consumers will vote with their $$$.
I don't get the people who don't want NFC open to other apps, and are probably also against alternative app stores and anything that gives users more choices. I can only assume most are Americans who are proud of their freedom and rights, but would rather not have that freedom on their devices.
I can’t wait for my main bank to drop Apple pay support and make their own app. /s
I installed PayPal as a backup just in case Apple Pay doesn’t work. During the setup PayPal asks if you want it to become the default NFC payment option which is triggered by double pressing the side button. I declined since it’s just a backup and I still want to use the double pressing to activate Apple Pay.
And, as out of over 400 million android owners, they’ve only captured 6 million users. With Apple’s marketshare being so small in the EU, it will be few individuals indeed!
I will never understate the cult of people that simply MUST own Apple devices even though Apple devices don’t offer the experience they prefer. At least those that want them as a “dictator in their life” actually like the product and the services Apple offers. Far less cognitive dissonance.
The huge problem with this statement is the elephant in the room. It’s the owners device. It’s up to the owner how it’s used. Apple force certain things on those owners. Some owners don’t mind. And that’s fine becuase nothing will change for them. The ones that would prefer some other app that has other functions over the Apple app now also have a choice. Choice is the key word. You don’t want choice? You literally don’t even need to download anything else. Apples phones come with everything you need. Want a mapping app that shows speed cameras? Make one that does the default. Want a wallet app that has different functions? Change it. Want to stay within apples ‘rules’? Don’t change it. It’s really not a big deal to anyone except the users of their own device. At least it shouldn’t be.
Apple has been very clear for decades that it is very opinionated and that will be more restrictive than its competitors. They also are infinitely more qualified than regulators to decide how iOS should work.
Believe it or not, I am someone who thinks Apple should allow users to change their default apps. But I also don’t think they should be forced to allow changing defaults if they don’t want to. Customers who have strong opinions about being able to set defaults really shouldn’t be buying iOS devices.
In this example, maybe Apple doesn’t think third parties using the NFC payments to data mine iOS users’ purchases and sell it to advertisers is in the best interest of its customers. Particularly when almost all customers using said third party payment apps don’t understand that it’s happening. Or maybe all of you are right and it’s just because Tim Cook is a greedy, money grubbing super villain. In either case, customers who prefer being able to change the default have an option to buy an device that supports that option and so, in my opinion, Apple should be able to lock down its OS if it wants to.
To be clear, my issue isn’t with the ability to change the default, it’s forcing a market competitor with under 30% of the market to change how their products work in a way that Apple thinks is worse for their customers.
One major reason I bought into the Apple ecosystem was because it had less fragmentation. This was coming from Windows/Android with much more fragmentation which I found frustrating in itself and as an indirect cause for other frustrations. Both approaches come with trade offs, but Apple’s trade off of giving up some control was by far the lesser of the two evils for me. I voted for their approach with my wallet. Now governments are interfering and trying to dismantle Apple’s approach and take away a major reason I chose them.
I hope this helps you understand. But if you continue to prefer to label those who disagree with you as a cult so that you feel justified in not trying to understand them, then I don’t expect this will change anything for you.
I’m pretty tired and annoyed with Apple right now. Between the EU getting 3rd party AppStores and NFC etc, to the likes in the US of previously banned apps being brought back because of lawsuits. Mahler in Australia, we remain good little Apple poster-children totally locked. Hell, we don’t even have RCS on any of our networks.
Cool. Another Fintech consumer focused company that loses 10s of millions of dollars per year. How much debt does it have to get its customers into in order to make a profit? And its assets are what? Is it a software user interface? Founded in 2015 it still just loses money each year. It makes its money issuing a rebranded Mastercard for a monthly fee. So kind of like an Apple Card that is free.
That said, I'm glad that Apple has been forced to allow competition access to using NFC on iPhones. I'm sure for some this will be great.
That said, I'm glad that Apple has been forced to allow competition access to using NFC on iPhones. I'm sure for some this will be great.
Yeah this was pulled out from where the sun doesn't shine:
Apple Pay participating banks in Africa, Europe and the Middle East – Apple Support (UK)
Apple Pay works with many major credit, debit and prepaid cards from top banks and card issuers.