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Debit card age limit?

fireshot91

fireshot91

macrumors 601
Original poster
Jul 31, 2008
4,721
1
Northern VA
In the U.S, what's the age limit for getting a debit card?

I don't mean by yourself, I mean if a parent/guardian co-signs with you.
 
Because the debit card is tied to your banking account, I'm going to guess that it will be up to your particular bank. The age limit could be anywhere from 16 - 18 based on my quick google search. If your parents are co-signing and they are co-signers on your checking account, the bank will probably issue the debit card with no problem.
 
Try your local credit union they are usually more friendly to younger people, I received a no limit checking account when I was 16 and still have them.
 
xboxer75010 said:
Try your local credit union they are usually more friendly to younger people, I received a no limit checking account when I was 16 and still have them.
Click to expand...

I know that I learned this last year in Civics, but what's the difference between a credit union and a bank?
 
fireshot91 said:
I know that I learned this last year in Civics, but what's the difference between a credit union and a bank?
Click to expand...

http://en.wikipedia.org/wiki/Credit_Union

A credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. Worldwide, credit union systems vary significantly in terms of total system assets and average institution asset size since credit unions exist in a wide range of sizes, ranging from volunteer operations with a handful of members to institutions with several billion dollars in assets and hundreds of thousands of members. Yet credit unions are typically smaller than banks; for example, the average U.S. credit union has $93 million in assets, while the average U.S. bank has $1.53 billion, as of 2007
Click to expand...
 
Depends on your bank I believe. I opened a checking account when I was 16 but the bank wouldn't put my name on the card until I turned 18.
 
^ Uh yeah! And I love that they print a copy of my check for me!

But I had a debit card at 14 with one of my parents as a co-signer. It was Washington Mutual ... now Chase.
 
I have one, and I'm 13... Chase has a high-school checking account that's free. Your parent/guardian probably has to have a normal checking account though.
 
I got a bank card when I was 7. I could not make purchases but it was good for ABM use with my Savings. I recently opened a chequing account and there's no problem. I'm with BMO in Canada. I had a chequing account briefly when I was like 11, but I closed it after not too long. I was able to write cheques and do all that kind of thing on both accounts.
 
I got my first Wells Fargo checking and savings accounts at 16. (I had previous savings accounts that my parents were in control of, but this one is solely mine)
 
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