Debit card age limit?

Discussion in 'Community Discussion' started by fireshot91, Jun 25, 2009.

  1. fireshot91 macrumors 601

    fireshot91

    Joined:
    Jul 31, 2008
    Location:
    Northern VA
    #1
    In the U.S, what's the age limit for getting a debit card?

    I don't mean by yourself, I mean if a parent/guardian co-signs with you.
     
  2. Mr. Giver '94 macrumors 68000

    Mr. Giver '94

    Joined:
    Jun 2, 2008
    Location:
    London
    #2
    It depends on your bank.

    I'm 14 and my mom is going to get a card that is linked to my savings account.
     
  3. MacVixen macrumors 6502

    Joined:
    Jan 26, 2009
    Location:
    Santa Cruz, CA
    #3
    Because the debit card is tied to your banking account, I'm going to guess that it will be up to your particular bank. The age limit could be anywhere from 16 - 18 based on my quick google search. If your parents are co-signing and they are co-signers on your checking account, the bank will probably issue the debit card with no problem.
     
  4. xboxer75010 macrumors 6502

    xboxer75010

    Joined:
    Oct 6, 2006
    Location:
    Carrollton, TX
    #4
    Try your local credit union they are usually more friendly to younger people, I received a no limit checking account when I was 16 and still have them.
     
  5. fireshot91 thread starter macrumors 601

    fireshot91

    Joined:
    Jul 31, 2008
    Location:
    Northern VA
    #5
    I know that I learned this last year in Civics, but what's the difference between a credit union and a bank?
     
  6. xboxer75010 macrumors 6502

    xboxer75010

    Joined:
    Oct 6, 2006
    Location:
    Carrollton, TX
    #6
    http://en.wikipedia.org/wiki/Credit_Union

     
  7. AlecG. macrumors member

    Joined:
    Jun 26, 2009
    #7
    Depends on your bank I believe. I opened a checking account when I was 16 but the bank wouldn't put my name on the card until I turned 18.
     
  8. iPenguin macrumors newbie

    Joined:
    Jan 13, 2008
    #8
    Bank of America allows at 16. The online services are very good as well.
     
  9. Unprocessed1 macrumors 65816

    Unprocessed1

    Joined:
    Jun 23, 2008
    #9
    I love the advanced ATM's too. You never have to step foot in the actual bank!
     
  10. GoCubsGo macrumors Nehalem

    GoCubsGo

    Joined:
    Feb 19, 2005
    #10
    ^ Uh yeah! And I love that they print a copy of my check for me!

    But I had a debit card at 14 with one of my parents as a co-signer. It was Washington Mutual ... now Chase.
     
  11. ClassicFan macrumors member

    ClassicFan

    Joined:
    Nov 14, 2007
    #11
    I have one, and I'm 13... Chase has a high-school checking account that's free. Your parent/guardian probably has to have a normal checking account though.
     
  12. GoCubsGo macrumors Nehalem

    GoCubsGo

    Joined:
    Feb 19, 2005
  13. Love macrumors 68000

    Love

    Joined:
    Jan 20, 2007
    Location:
    Just southeast of Northwestshire
    #13
    I got a bank card when I was 7. I could not make purchases but it was good for ABM use with my Savings. I recently opened a chequing account and there's no problem. I'm with BMO in Canada. I had a chequing account briefly when I was like 11, but I closed it after not too long. I was able to write cheques and do all that kind of thing on both accounts.
     
  14. AdamLikesMusic macrumors 6502

    Joined:
    Jun 3, 2009
    #14
    I got my first Wells Fargo checking and savings accounts at 16. (I had previous savings accounts that my parents were in control of, but this one is solely mine)
     

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