My only advice is to stay away from low-end Canons. I got one from Best Buy, and every picture was blurred unless I turned on the ridiculously powerful flash, in which case every picture was washed out. I took it back, argued for nearly 45 minutes with a manager, had to pay a restocking fee, and got a Panasonic
DMC-LZ3 for about the same price (a bit under $200 then). It's a nice camera, though you may want the
LZ5, since that actually allows you to record audio when shooting video. Found that out too late, and wasn't gonna go argue some more for an exchange...
My point in that rambling mess is, the Panasonics with the Optical Image Stabilizer are pretty nice, and pretty inexpensive.