My kids are still young (10 and 11) but now getting to the age that they are taking an interest in the internet, music, and stuff in the computer age. They inherited the old iPhones a few years back when we upgraded and since have taken the interest. I had my account set up like yours for years, but found I had purchased very little and stay on free offerings, so no need for the information there to temp (and I did find out that they don't have the password, but this just makes sure that they can't "accidentally" download paid things, as sometimes they don;t watch prices). 🙂