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I prefer the paper clip as it seems stronger than the Apple provided SIM tool to me.

Agreed. Those cheap Sim tools that Apple does provide will work, but there are better alternatives. The new Sim trays are more difficult to pop out with the water seal intact, so a paper clip would likely work better with the added strength.
 
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Sim free iPhones have them. But if you buy them from a carrier then no.
 
In the new packaging, it's the 4th card in the packaging slips. There. Isn't that fascinating?
 
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