I don't see where this question has been address, but if it has I welcome the link. I am excited about third-party applications, but am curious what the effect will be on Apple-created apps. As an example, there is currently no "to do" type software on the iPhone - something which organizes and prioritizes things you need to get done. I imagine a developer will make one. Do we assume that Apple will then never make one? Will Apple never make more than "wi-fi store" and "app store" type applications in the future. Conversely, are third-party developers worried that they will spend the next few months making a great piece of software, only to find out that Apple decided to give us that same App for free directly from Apple? I appreciate anyone's thoughts.