Everyone has an opinion. However, most people's data aren't at risk of being used if their computer was stolen. If you have an organization issued notebook and/or signed an agreement that the information you are working on is sensitive enough that it requires full boot disk encryption, then this is part of the group I mentioned. The average, general home and small business user doesn't require it which is the majority of people. It's kind of strange that you have such an important job with sensitive data, that you would be trolling over encryption of a boot disk. My information was divulged from a profile, as well. Umm...which has nothing to do with this scenario. That was remotely, along with, the majority of data breaches and other means of infiltration. Even in a situation whereby your information was used, then OS boot disk encryption wouldn't even be a factor that could have protected you. I'm not obtuse to the point that I ever said anything related to it never being useful. Again, the majority of users of macOS do not require FV being enabled for a boot disk. Their dear pictures of family, home movies, movies, music, old/current tax, financial records aren't at risk of being used, even with the very small probability that their computer was stolen.
Why are they not at risk? Because their data wasn't targeted and isn't special except only to them. It has little to no value for someone else that stole their notebook or recipients thereafter.
File encryption for that data and not the entire OS disk would be plenty for those situations. Most users do not require an OS boot disk that's been encrypted. Of course, you can only convince those general users, which probably includes you, after they are in a situation whereby the difference between retrieving data by a legitimate service for a non-encrypted boot drive and one that has been encrypted is very, very costly between the two in the scenario that the encryption keys are damaged and/or you forgot the password. The bits are indecipherable and there are very, very few who may even have the means to recover it. Highly impossible. The cost and risk to the user is complete loss of data, performance hit, possible intermittent or incompatible issues with programs, and so forth. The pros of it are just that the user felt "more secure". When in reality them and their data is not that important because of having no value to those who would actually know how to use the data for gain or malicious reasons. Again, if it were that important to have a full boot disk encryption, then operating systems other than macOS who've been using this sort of method would have pushed to make it a requirement well before Apple. macOS comprises roughly 10% of the OS market share. Have you convinced yourself that this OS has been secured and improved on much more than all others? You would be wrong.