Yep, I'm a big fan of Apple Care, especially on my phone. I pride myself on babying my electronics but about 3 months in I dropped and cracked my display. I backed up, made an appointment and was out in about 20 minutes. (They were about 10 minutes late but it was crazy busy). Cost me $49. While I was in there a lady was freaking out about having to pay $200 for her replacement, claiming that the salesperson "should have tried harder to sell me AppleCare because I would have bought it if I knew it would cover this!!" :roll eyes:
On a side note, a relative of mine got insurance through Verizon for something like 10 bucks a month ($240/ 2 years) and went through hell to get a replacement. Even with the insurance it cost like $180 to get a replacement that had little nicks and scratches all over it! She showed it to me and there was even a missing tiny screw on the bottom. My replacement was absolutely pristine.